The 70% rule calculator

The rule's maximum offer, next to what your real costs and required profit actually allow.

The property

After-repair value (ARV)$

Rehab budget$

The rule you are using%70% is the convention. Competitive markets push people to 75% or higher, which is exactly where the rule stops protecting you.

What the rule is supposed to cover

The 70% rule bundles all of this into one 30% number and hopes it fits. Enter your actual figures and the calculator will tell you whether it does.

Months held

Carrying costs per month$

Cost of financing$Prefilled from the same deal the true-cost calculator opens on. Use your own figure.

Selling costs%

Buy-side closing costs%

Profit you require$

The 70% rule calculator by Hard Money Facts — independent research on hard money and private real estate lending. Free to embed. Nothing you type here is transmitted anywhere.