Bridge loan calculator

What a short bridge really costs once points, fees and minimum interest are divided by the months you hold it.

The loan

A bridge loan is normally funded in full at closing - there is no rehab holdback - so the arithmetic is simpler than a fix-and-flip. What makes it expensive is how short it is.

Loan amount$

Interest rate (annual)%

Points%

Flat fees (underwriting, doc prep, valuation)$

How long you will really hold it

Months held

Minimum / guaranteed interest (months)This is the one that decides everything on a short loan. Enter 0 if there is none.

Exit fee%Charged at payoff. Small loans, short holds - it hurts.

Bridge loan calculator by Hard Money Facts — independent research on hard money and private real estate lending. Free to embed. Nothing you type here is transmitted anywhere.