Points to APR converter

What points really cost, once you divide them by how long you hold the money.

The quote

A point is 1% of the loan. What it costs you depends entirely on how long you keep the money - and that is the part the quote never mentions.

Loan amount$

Quoted interest rate%

Points%

Flat fees$

Months you will hold it

Points to APR converter by Hard Money Facts — independent research on hard money and private real estate lending. Free to embed. Nothing you type here is transmitted anywhere.