How we get paid
Hard Money Facts is a lead generation service. Here is exactly what that means, what we are paid for, and which parts of this site are walled off from it.
What we are
Resultex Media Group LLC, 112 Main St, Suite 205, East Rockaway, NY 11518, publishing as Hard Money Facts. We are not a lender, a broker of record, a loan originator, a servicer, or a financial adviser. We do not underwrite, approve, price, fund or service any loan, and we make no credit decisions of any kind.
What we are paid for
- Introductions. When you ask us to put you in touch with lenders, we may be paid a fee by the lender or partner who receives the introduction. That fee does not come out of your loan proceeds and does not increase what you are quoted.
- Nothing else, today. No display advertising, no sponsored posts, no paid links, no directory listings, no payment for inclusion or for favourable coverage.
We are paid for the introduction itself, not for whether you close, and not more for sending you to one partner over another where we have a choice. If that ever changes we will say so on this page, with a date.
What is walled off, and stays walled off
- The calculators. No lender placement, no routing, no compensated defaults. They run entirely in your browser, they have no email gate, and nothing you type into them reaches us or anyone else. See for yourself.
- The lender-verification pages. Verify a lender, advance-fee scams, state licensing and state regulators carry no commercial relationship, introduce no partner and route nowhere. A page that teaches you to check up on lenders is worthless if lenders fund it.
- Rankings. There is no "best hard money lenders" list and there will not be one. Position on this site is not purchasable at any price.
- The editorial. No partner sees a page before it is published, and no partner has ever asked us to change one. If one does, we will publish that request.
What we do with your details
- They go to us, and to lending partners matched to your deal type and state.
- They are not sold, rented, or posted to a bulk lead exchange or ping tree.
- You can tell us to delete them at any time and we will - email hello@hardmoneyfacts.com.
- Full detail on the privacy policy.
The bias this creates, stated plainly
A lead generation business makes money when people borrow. That means the honest thing to warn you about is not that we might praise a bad lender - it is that a site like this has a structural reason to make borrowing feel more workable than it is.
Our answer is the arithmetic. Every cost claim here is shown rather than asserted, the calculators run on your numbers rather than ours, and the worked example models a deal that loses money. If we were optimising purely for lead volume, that page would not exist in that form.
How to hold us to this
This page is dated and versioned in the site's build, so changes are visible. If you think we have drifted from any of it, tell us - and if we do not fix it, tell your state regulator, whose details are on this site.