Market
How long will you hold a flip in Georgia?
Homes across 4 Georgia markets take a median of 33 days to sell. What that means for the loan term you need, county by county.
GEORGIA · May 2026
9.4 months of renovation before a 12-month term breaks
Based on the median across 4 covered markets. Your own county may give you more room or less - the table below has each one.
Across the 4 Georgia markets covered here, homes take a median of 33 days to sell. Add roughly 45 days for the buyer to close and the tail after your renovation runs about 2.6 months.
A flip is three phases: renovation, then time on market, then the buyer's closing. Only the first is under your control, and the other two keep accruing interest.
Every covered Georgia market
| County | Median days on market | Renovation allowance | Homes sold | Median price |
|---|---|---|---|---|
| Fulton | 32 days | 9.5 months | 824 | $600,000 |
| Gwinnett | 35 days | 9.4 months | 797 | $437,000 |
| Cobb | 33 days | 9.4 months | 757 | $485,000 |
| DeKalb | 31 days | 9.5 months | 594 | $431,375 |
What this actually means for borrowing here
- Ask for the term you need, not the term offered. Twelve months is a product default, not an assessment of your deal.
- Get the extension terms in writing - the fee, the length, and whether granting one is your right or the lender's discretion. See extensions and default.
- Price the deal at the full hold, not the renovation timeline. Run it through the true-cost calculator and watch the break-even resale price move.
- Check licensing. Whether a lender needs a licence to lend in Georgia is a separate question with a real answer - see lender licensing.